Saving Tips For Insurance : Start The New Year With A Lean Budget

The start of a new year is a good time to take stock of your budget. Germans continue to spend far too much money, especially on insurance. This article shows where you can save.

Car Insurance : This Is How You Can Save 

When it comes to car insurance, it is particularly easy to discover savings potential. The market for motor vehicle insurance is very dynamic; the offers are constantly changing due to active competition from many competitors.

Financial Basics : Which Additional Income Is Tax-free?

No matter whether you are an employee, a pensioner or a civil servant - anyone who receives low additional income can look forward to a tax advantage, which is known as hardship compensation.

However, this hardship compensation no longer plays a role for interest or other capital gains. Even if you trade cryptocurrencies or make corresponding profits because you have correctly assessed the market, you do not automatically have to pay tax on the profit - the only question here is when the coins were acquired.

Demand For Loans Is Increasing Despite Schufa

Interest in loans despite Schufa is increasing. More and more people are interested in getting a loan without taking their creditworthiness into account. Accordingly, more and more banks and credit institutions are offering this form of credit.

It is important to plan a loan precisely despite Schufa and to use the capital used efficiently. This article explains why a loan is so popular despite Schufa and what needs to be taken into account when applying for and using it.